How To Buy Land
Buying land has never been easier. You have a choice of paying all cash up front for a discount or we will finance the purchase with a small down payment and affordable monthly payments—payments are as low as the amount of a utility bill! Not only do we offer low monthly payments, we also offer no prepayment penalties. Pay of the note anytime. In addition, if you would like to payoff your note ASAP, we offer a 0% interest rate Express Financing option.
Please read our Terms of Sale before making a purchase.
We offer
- ➥ Discounted Cash Prices
- ➥ Low Down Payment
- ➥ Low Monthly Payments
- ➥ 0% Interest Rate
- ➥ NO Balloon Payments
- ➥ NO Credit Checks
- ➥ NO Income Checks
- ➥ NO Qualifying
- ➥ NO Pre-Payment Penalties
How it works:
- We encourage you to visit the property and do your research to make sure that the property suits your needs. We will pass on all information we know about the property to you.
- Make the $239 Document Fee payment to secure the property. This is for preparing the documentation and recording.
- We will email you either a Land Sale Agreement if you are paying cash, or a Land Contract Agreement if you are financing.
- Signed the Agreement and make the down payment.
- Cash Transactions: Once we received the payment and the signed paperwork, we will accept the balance of the payment. After receiving full payment, we will submit a notarized deed in your name to the County Clerk for recording and a copy sent to you within 72 hours depending on the County..
- Finance Transactions: There is nothing else to be done. You continue to make monthly payments as per the Land Contract Agreement for the duration of the contract. Once all payments are completed, we will submit a notarized deed in your name to the County Clerk for recording and a copy sent to you within 72 hours depending on the County.
IMPORTANT: We sell all our owner financed properties with a Land Contract Agreement. That means we hold title to the property until the terms of the Land Contract Agreement are fulfilled. Once payments has been completed, a notarized deed will be recorded with the county recorder in your name and a copy sent to you.
For Financed Transactions, the Buyer is only allowed to make improvements to the property after a minimum of 30% of the note balance is fully paid. All improvements MUST strictly adhere to the relevant County Code of the County in which the Property is located. Buyer may not store equipment, supplies, containers, vehicles or campers, cut or remove timber or any trees from the property during this contract unless it is necessary due to ongoing improvements.
Additional Information for Financed Purchases
- There are no prepayment penalties, the loan balance can be pre-paid or pay in full at any time
- There is a $239 NON-REFUNDABLE Document Fee for each sale
- We will bill you for the property taxes when they come due and pay them on your behalf when they become due annually.